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Child's Term Life Rider

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Mortgage Disability Rider

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Guaranteed Insurability Rider

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Disability Waiver of Premium

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01.

Please Confirm Your email

02.

Are you a Canadian Citizen or Permanent Resident?

You would not qualify based on this answer
03.

Do you have any pending medical tests or ongoing investigations?

You would not qualify based on this answer
04.

Have you ever been treated or diagnosed with AIDS or HIV?

You would not qualify based on this answer
05.

In the past 10 years have you been convicted of a criminal charge For which you have not been granted a pardon for?

You would not qualify based on this answer
06.

Have you used illicit drugs (other than marijuana) in the last 10 years?

You would not qualify based on this answer
07.

Have you ever been diagnosed or treated for: Major Depression, Bi-Polar Disorder, Self-Harm or Schizophrenia?

You would not qualify based on this answer
08.

Do you have any unknown symptoms for which you have not consulted with medical professional?

You would not qualify based on this answer
09.

Do You Have any plans or Intentions to change your Country of residency in the next 12 months?

You would not qualify based on this answer
10.

Have you ever been treated or received counselling for the abuse of drugs or alcohol?

You would not qualify based on this answer
11.

Have you ever had any heart or blood vessel conditions?

  • Heart Disease
  • Heart Attack
  • Chest Pain
  • Transient Ischemic Attack (TIA)
  • Stroke
  • Aneurysm
  • Heart Murmur
  • Abnormal ECG or Cardiac Tests
  • Irregular Heartbeat or Blood Clots
12.

have you ever had any brain or nervous system conditions?

  • Epilepsy
  • Multiple Sclerosis
  • Seizures
  • ALS
  • Optic Neuritis
  • Muscular Dystrophy
  • Memory Loss
  • Dementia
  • Parkinson's
  • Numbness or Head Injuries
13.

Have you ever had any lung conditions?

  • TB
  • Emphysema
  • COPD
  • Sleep Apnea
  • Asthma (excluding childhood Asthma or non-smokers with mild/seasonal Asthma)
14.

Have you ever had any liver conditions?

  • Cirrhosis
  • Positive for Hepatitis B or C
15.

Have you ever had any kidney or bladder conditions?

  • Blood or Protein in Urine
  • Bladder (excluding resolved bladder infections)
  • Pancreas disorder
  • Esophagus disorder
  • Intestines or Colon such as Colon Polyps
  • Crohn's Disease or Ulcerative Colitis
16.

have you ever had any form of diabetes?

17.

have you ever had any form of cancer?

18.

Have you ever been treated for or had any known indication of:

  • Major depression, bipolar disorder, self-harm or schizophrenia
  • Any mental health condition, including stress or anxiety, which have required hospitalization or time off work/school anytime in the past
  • Any treatment with medication in the past 2 years for anxiety/depression/stress
19.

Have you ever been advised that you should be treat for, or that you had the following:

  • Elevated cholesterol
  • High blood pressure
20.

Have you had more than 2 weeks off work or school in the past 24 months for health reasons?

You do not need to tell us about time off work for pregnancy or for a muscle or bone injury which you have fully recovered from.

21.

Have any of your immediate biological family members been diagnosed with the following before they were 65?

This only includes parents or siblings

  • Heart Disease or Stroke
  • Any type of Cancer
  • Polycystic Kidney Disease (PKD)
  • Huntington’s Disease or Cardiomyopathy
22.

How many alcoholic beverages do you consume on a weekly basis?

23.

How Many license suspensions, DUI or moving violations (speeding, cell phone tickets) in the past 5 years?

24.

Do you participate or intend to participate in any dangerous hobbies or sports?

  • Flying as a pilot, student pilot or crew member on any type of aircraft
  • Motorized racing (car, motorcycle, snowmobile, etc)
  • Rock or ice climbing
  • Scuba diving
  • Heli skiing/snowboarding or any back-country activities including skiing snowboarding/snowboarding
  • Any other high-risk activities
25.

Are you a pilot or crew member for an aviation company?

26.

Within the next 12 months do you have any flights or accommodations booked for travel outside of Canada or The US?

27.

Have you ever been Declined for life insurance in the past?

28.

Please tell us what your job or business is

Thank You For Applying

Congratulations on taking the first steps to securing your loved one’s financial futures.  The next step is to schedule a Verification Call with one of our dedicated team members.  We will need to verify your identity and finalize your application.  We will contact you directly within the same business day if you have submitted your application Mon-Fri before 5 PM PST and the next business day on holidays and weekends.  If you would like to schedule a call now, please use this button below

Plan:
Empire Life Insurance
Premium Amount:
$39.99
Coverage AMount
$1,200,000
Term (Years)
25 Years
Additional Options:
Please choose an Optional Rider(s). We can advise you on the features, benefits and costs during the Verification Call.

Child's Term Life Rider

Apply Now

Mortgage Disability Rider

Apply Now

Guaranteed Insurability Rider

Apply Now

Disability Waiver of Premium

Apply Now
Liability Disclosure
Based on the answers to the health questions, you may be approved for this coverage.  Approval is not guaranteed and will be contingent on the Insurance Company reviewing your application and Medical Information Bureau (MIB).   The Insurance Company may also request medical tests with a nurse and/or request your health record from your family doctor or medical clinic on a case-by-case basis. 
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