
Protect Your Loved Ones with Simple, Affordable Life Insurance
Affordabe Life Insurance for New Parents
Give your growing family long-term financial security with simple, affordable life insurance designed for new parents.
Why Life Insurance Matters for New Parents
Becoming a parent comes with new responsibilities. Life insurance helps protect your family’s financial future by ensuring they’re supported if something unexpected happens.
Replace lost income so your family can maintain their lifestyle.
Cover major future expenses like education, childcare, and mortgage payments.

Choosing the Right Life Insurance for New Parents
Find the right life insurance option for your growing family by balancing affordability, protection, and long-term security.
Term Life Insurance
Term life insurance offers affordable coverage for a set period, ideal for protecting your family when they need it most.
Lower premiums for budget-conscious families.
Coverage lasts for 10, 20, or 30 years.
Ideal for covering major financial commitments i.e. School
Whole Life Insurance
Whole life insurance provides lifelong protection and builds cash value over time.
Guaranteed lifetime coverage for peace of mind.
Accumulates cash value you can borrow against.
Premiums remain fixed throughout the policy term.
How to Choose the Best Life Insurance for New Parents
Choose coverage that fits both your current needs and your family’s long-term financial goals.
Start Your SurveySTEP 1
Assess Your Needs
Determine how much coverage your family requires to stay financially secure. Consider your income, living expenses, debts, childcare, education costs, and how much your family depends on your earnings.
STEP 2
Compare Options
Review both term and whole life insurance to find the best fit. Compare premiums, benefits, coverage amounts, and how each policy can adapt to your family’s changing needs.
STEP 3
Choose and Apply
Select a policy that gives you peace of mind and apply online in minutes. Use our comparison tool to find your best rate or speak with an advisor for personalized guidance.

FAQs About Life Insurance For New Parents
Enjoy life’s milestones and adventures with affordable life insurance in your back pocket.
Why do new parents need life insurance?
Life insurance helps protect your family’s financial future by replacing lost income, covering childcare and education costs, and supporting your partner if something unexpected happens.
How much life insurance should new parents get?
Most families choose coverage between 10–20 times their annual income. Consider your mortgage, debts, childcare, education costs, and long-term expenses.
Is term life or whole life better for new parents?
Most new parents choose term life insurance because it offers high coverage at an affordable price. Whole life insurance adds lifelong protection and cash value, but comes with higher premiums.
Can both parents get life insurance?
Yes. It’s recommended that both parents—whether working or stay-at-home—have coverage, since each plays a critical financial role in childcare and household responsibilities.
How soon can new parents apply for life insurance?
You can apply anytime, including during pregnancy or shortly after your baby is born. Many plans require no medical exam and can be completed online in minutes.
Give Your Growing Family the Protection They Deserve
