Life Insurance Tips, Guides & Insights
Clear, practical guidance to help you choose the right life insurance in Canada.
Why Life Insurance Is So Confusing (And Why That’s Not Your Fault)
Life insurance feels confusing for many Canadians. Here’s why the system feels overwhelming—and why that confusion isn’t a personal failure.
Understanding Conversion Options and Guaranteed Renewals in Life Insurance
A clear explanation of life insurance conversion options and guaranteed renewals in Canada—what they mean, how they work, and why they matter.
Life Insurance for New Parents in Canada
Becoming a parent changes everything. Here’s a simple, practical guide to life insurance for new parents in Canada—without pressure or jargon.
How Life Insurance Rates Are Set in Canada
A clear explanation of how life insurance rates are set in Canada, including age, health, lifestyle, and underwriting factors that affect premiums.
Can I Get Life Insurance After Being Declined?
Being declined for life insurance doesn’t always mean the end. Learn why declines happen, what options still exist in Canada, and how timing and structure matter.
What Is the Medical Information Bureau (MIB) in Canada?
Learn what the Medical Information Bureau (MIB) is, what information it contains, and how it’s used in Canadian life insurance underwriting.
What Life Insurance Is Not Designed to Do
Life insurance has an important role—but it has limits. Here’s what life insurance is not designed to do, and why understanding those limits matters.
What a Good Life Insurance Conversation Actually Looks Like
Not every life insurance conversation needs to feel rushed or sales-driven. Here’s what a calm, thoughtful, and helpful insurance conversation should look like.
How Much Life Insurance Do Canadian Families Need?
Learn how Canadian families can estimate the right amount of life insurance based on income, debts, dependents, and real-life needs.
How Life Insurance Consumers Are Protected in Canada
An overview of how Canadian life insurance consumers are protected, including licensing, provincial regulation, and built-in consumer safeguards.
Why Slowing Down When Buying Life Insurance Is a Smart Decision
Life insurance is a long-term decision. Here’s why slowing down, learning, and avoiding pressure often leads to better outcomes and greater peace of mind.
Why Faster Life Insurance Isn’t Always Better
Speed matters, but it isn’t everything. Learn how faster life insurance models work, what they trade off, and how to choose coverage that fits your situation.
How Cash Surrender Value (CSV) Works in Universal Life and Whole Life Insurance
A clear explanation of how cash surrender value (CSV) works in Universal Life and Whole Life insurance in Canada—what it is, how it grows, and how it’s typically used.
What Happens If You Outlive Your Life Insurance?
Outliving life insurance doesn't mean it was wasted. Learn what happens when term or permanent life insurance ends and how to choose coverage with confidence and clarity.
Understanding Life Insurance Claims in Canada
A clear, honest look at how life insurance claims work in Canada, including payout rates, timelines, and why proper pre-approval underwriting matters.
How to Choose Life Insurance Without Buyer’s Remorse
Learn how to choose life insurance with confidence and avoid buyer’s remorse by understanding your options, planning ahead, and working with an unbiased licensed broker in Canada.
The Emotional Side of Buying Life Insurance
Buying life insurance is emotional, not just financial. Learn why it feels overwhelming, why pressure backfires, and how to approach it calmly and thoughtfully.
Understanding Family Trusts in Canada: A Practical Guide
A clear, Canadian guide to family trusts — how they work, when they make sense, and how they fit into estate and insurance planning.
Using Life Insurance Inside a Canadian Corporation
Learn how corporate-owned life insurance works in Canada, including tax considerations, shareholder planning, and when it may make sense for incorporated business owners.
Life Insurance for Seniors in Canada | A Simple Guide
A clear, Canadian guide to life insurance for seniors. Learn about coverage options, costs, and how to choose at your own pace.
Bank Life Insurance vs Independent Broker in Canada
Learn the difference between bank life insurance and independent broker coverage in Canada, explained simply and without pressure.
Term vs Whole Life Insurance in Canada | A Simple Guide
Learn the difference between term and whole life insurance in Canada—explained simply, without pressure or confusing jargon.
Comparing Canada’s Top Simplified Life Insurance Plans
Compare Canada’s top simplified life insurance plans, including Assumption Life, IA Access Life, and Canada Protection Plan, to see which may fit your needs.
Universal Life vs Whole Life Insurance in Canada
Learn the difference between Universal Life and Whole Life insurance in Canada, how each works, and how to choose the right option.
How Life Insurance Helps Pay Estate Taxes in Canada
Learn how estate taxes work in Canada and how life insurance can provide liquidity to help families cover taxes and protect assets.
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What Happens to Your Mortgage If You Die in Canada?
Learn what happens to a mortgage when someone dies in Canada, how property ownership affects outcomes, and how families can plan ahead.
Property Transfers, Probate, and Estate Taxes in Canada
Learn how property transfers, probate, wills, and estate taxes work in Canada, and how families can plan ahead to reduce complexity.
Why Naming a Guardian and Trustee for Children Matters
Learn why naming a guardian and financial trustee for children is important in Canada and how it helps protect care, stability, and finances.
Why Families Need a Will and Life Insurance in Canada
Learn why Canadian families benefit from having both a will and life insurance, and how they work together to protect loved ones.
Key Person Life Insurance in Canada Explained
Learn how Key Person Life Insurance works in Canada, who it’s for, and how businesses use it to manage risk and protect continuity.
IUL in Canada: What It Is and the Canadian Alternative
Indexed Universal Life doesn’t exist in Canada. Learn how Universal Life with index-linked options works and who these strategies may suit.
Infinite Banking in Canada: How It Works & Who It’s For
Learn how Infinite Banking works in Canada, who it’s suited for, common myths, and how whole life insurance fits into long-term planning.
Understanding Life Insurance Underwriting in Canada
A clear guide to life insurance underwriting in Canada, including how it works, what insurers look at, and how to prepare. No pressure, just clarity.
Life Insurance and Diabetes in Canada: What to Know
Living with diabetes doesn’t automatically mean life insurance is out of reach. Learn how diabetes is viewed in Canadian underwriting and what matters most.
Life Insurance for New Homeowners & Mortgages | LifeSimple
New homeowner in Canada? Understand mortgage insurance vs life insurance and how to protect your home and family.
How to Choose Life Insurance in Canada (Without Overpaying)
Learn how to choose the right life insurance in Canada, compare options, avoid overpaying, and protect your loved ones with confidence.
LifeSimple vs Canada’s Top Online Life Insurance Platforms
Compare LifeSimple to PolicyMe, Ratehub, PolicyAdvisor, Walnut and other Canadian online life insurance platforms. See who offers the best value and coverage.
Universal Life Insurance Canada: Flexible Coverage Guide (2025)
Universal life insurance explained. Learn how UL works, who it’s best for, and how tax-advantaged investment growth can support lifetime financial planning.
No-Medical Life Insurance Canada: Fast Approval Guide (2025)
Learn how no-medical life insurance works in Canada. Compare simplified and guaranteed issue coverage, costs, and who qualifies.
Life Insurance for Newcomers to Canada: 2025 Guide
New to Canada? Learn how life insurance works for newcomers, work permit holders, and PR applicants — and what coverage you can qualify for.
Child Life Insurance in Canada: Is It Worth It? (2025 Guide)
Child life insurance explained. Learn how it works, why parents consider it, and whether whole life insurance for children is worth it in Canada.
Life Insurance for Parents: How to Protect Your Family (2025 Guide)
Life insurance for parents explained. Learn how much coverage families need, which type of insurance is best, and how to protect your children financially.
Term Life Insurance vs Bank Mortgage Insurance (Canada 2025)
Compare mortgage protection options in Canada. Learn why term life insurance is often cheaper, more flexible, and better than bank mortgage insurance.
Life Insurance for Couples: Joint vs Individual Coverage (2025)
Compare joint vs individual life insurance for couples in Canada. See costs, benefits, and which option fits your financial goals.
Whole Life Insurance in Canada: Benefits, Costs & When It Makes Sense (2025 Guide)
Whole life insurance provides lifetime coverage, guaranteed cash value and stable premiums. Learn costs, benefits, and when whole life makes sense in Canada.
What Is Term Life Insurance? A Simple Guide for Canadians
Term life insurance is affordable, flexible protection for Canadian families. Here’s how it works, what it costs, and who it’s best for.
How Physicians in Canada Can Use Life Insurance Strategically
Canadian physicians can use life insurance for protection, tax planning, and long-term financial stability. Learn how doctors use life insurance in Canada.
The Complete Guide to the Best Life Insurance in Canada
Explore the ultimate guide to the best life insurance in Canada. Uncover expert insights, compare top plans, and make informed decisions for a secure financial future.
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How does a Life Insurance Payout Work in Canada?
Life insurance payouts in Canada function on a straightforward principle. When the insured person passes away, the beneficiaries named in the policy are entitled to receive the death benefit.
Life Insurance for Seniors in Canada: A calm guide
Life insurance for seniors in Canada is a safety net for people between 60 & 75. Term life is inexpensive, whereas whole life has a cash value accumulation payout.
What is Funeral Insurance and How Does it Work in Canada?
Funeral insurance covers the cost associated with a funeral. The policyholder pays regular premiums, and when he passes away, the beneficiary gets the payout.
Life Insurance Payout Canada: Everything You Need To Know
Understand life insurance payout in Canada with our guide. From claim processes to key considerations, read the blog for a secure financial future.
Life Insurance Quotes Canada: How to Get Online?
Discover the easiest way to secure your future with life insurance quotes in Canada. Explore the step-by-step guide on obtaining online quotes and ensuring financial protection for you and your loved ones
Life Insurance for Non Residents in Canada: Your Guide to Securing Financial Protection
Are you considering buying life insurance as a newcomer? Read the blog to find the best life insurance for non-residents in Canada.
How to Buy Life Insurance in Canada?
Discover how to buy life insurance in Canada: from policy selection to key factors, find expert guidance for securing your financial future
Single vs Joint Life Insurance: What are the benefits for Canadians?
Confused between Single vs Joint Life insurance? Read the blog to understand the two of life insurance in Canada and make an informed decision.
Joint Life Insurance: Everything You Need to Know
Joint life insurance is a single insurance policy covering two people. You need not to be married or be a couple to buy it. Learn more.
Can you Sell Your Term Life Insurance Policy In Canada?
Curious about selling term life insurance in Canada? Read the blog to explore the benefits & considerations involved in selling term life insurance in Canada.
Is Life Insurance Taxable In Canada?
Is life insurance taxable in Canada or not? Get clarity on Canadian tax rules and exemptions for insurance in our easy-to-follow guide.
Know About Different Types of Life Insurance Policies in Canada 2023
Explore the different types of life insurance in Canada: term, whole, & universal. Make an informed decision to secure your family's future with Life Simple.
